Debt Payoff Tips. If you want to erase debt and make your financial situation back in the good standing you once had, you need to start doing it now. The first step you need to take to begin erasing your debt is to figure out what it is that is causing you so much debt in the first place. After you have this figured out, you can then begin to work on getting rid of this debt and make your life much easier. #debt #debtpayoff #payoffdebt #debtpayofftips #debtpayoffplan